Workers Compensation Settlements
Process for receiving a workers comp settlement in Georgia
The process for receiving a settlement for a workers compensation claim begins with the employer’s compliance with the Georgia workers compensation laws. All employers are required by law to obtain workers compensation insurance or provide benefits through self-insurance. The benefits provided by workers comp are designed to be the sole remedy for the recovery of medical and disability benefits for job-related injuries and normally protect the employer from civil lawsuits. Filing a claim for and receiving workers compensation benefits is similar to filing a medical insurance claim, except that medical treatment is usually completely covered under workers compensation benefits, and as many of us know, this is often not the case with our medical insurance.
The process for receiving a settlement begins with the prompt notification and documentation of your injuries or illness. The employer has no responsibility in a workers compensation case until it is made aware of the injury. Once notified, it is obligated to assist the employee in obtaining adequate medical care. Under the rules and regulations of the workers compensation system, the employer must provide a list of approved physicians who can treat your injury or illness. A settlement may be denied if an employee receives medical treatment from physicians or at facilities that are not pre-approved by the employer.
Documentation is an essential part of the settlement process and ensures that your claim information is distributed to the appropriate parties. The employer must be notified as soon as an injury occurs or an illness is discovered. Once notified, the employer will document the claim and submit forms to the workers compensation insurance company and to the State Board of Workers Compensation. Your settlement is processed and paid to you provided there are no disputes from the employer.
Injured workers are sometimes offered lump sum settlements from their employer’s insurance company in place of the traditional workers compensation benefits. This important decision should not be made without the professional advice of a qualified Canton, Georgia workers compensation attorney as your future financial welfare and health are at stake.
Nicholson Phillips has successfully handled the settlement of many workers compensation cases and provides advice on the workers compensation filing process.
Contact our law firm for a free consultation in Marietta & Canton, GA
If you have been injured on the job and live in the North Georgia area, Nicholson Phillips can help you through the filing process and ensure a successful settlement to your case. Call us toll free at 866-959-3583 or fill out our web contact form and speak to one of our workers compensation lawyers for a free initial consultation on your case.