Understanding Workers Compensation Laws

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Understanding Workers’ Compensation Laws in Georgia

A Marietta law firm dedicated to keeping you informed

Workers’ compensation law in Georgia can be confusing, and many injured workers find it difficult to get the benefits they need to focus on their physical recovery. If you or a loved one is facing this challenge after a workplace accident, meet with the knowledgeable Marietta and Canton workers’ compensation attorneys at the law firm of Nicholson Phillips. We focus on keeping you informed throughout the process, while pursuing the benefits you deserve from your employer and its insurance provider. Since 1990, our team has helped thousands of injured people obtain the benefits they are entitled to after a serious on-the-job accident.

What is workers’ compensation?

In Georgia, workers’ compensation insurance allows employers to purchase policies that protect them against personal injury lawsuits from workers injured on the job. In essence, it is a no-fault system that helps ensure workers’ claims will be met, regardless of who or what was at fault for the injuries or accident in question.

Per state law, all employers with more than three employees must carry this type of insurance, which covers losses due to work-related injuries and deaths. The law also mandates that employers:

  • Offer workers’ compensation coverage for their employees, unless they qualify as a self-insurer.
  • Post the State Board of Worker’s Compensation Bill of Rights for employees to view and provide proof of insurance.
  • Submit an Employer’s First Report of Injury or Occupational Diseases to the insurance company and Georgia Board of Workers’ Compensation as soon as possible after an injury occurs.
  • Select from three medical care options: a traditional panel of physicians, a conformed panel of physicians or a panel listing the workers compensation board-approved managed care organizations.

If you’re injured on the job, the type of medical care you receive could be limited based on the decision of your employer. Businesses or organizations that do not provide workers’ comp benefits are liable for all injuries and may be required to pay fees and penalties for this refusal.

Processes and special considerations

Immediately after a workplace accident, your employer should provide the necessary form so you may file a workers’ compensation claim to the state agency or insurance provider. These benefits generally cover the following:

  • Medical expenses
  • Temporary total disability
  • Permanent partial disability
  • Survivor benefits

It’s important to note that there are different laws based on the type of employment. Federal employees, for example, have different rights compared to the workers of private employers — including coverage for injuries sustained while traveling for work.

A respected workers’ compensation law firm in Marietta

If you’ve been injured at work, speak with an experienced workers’ compensation lawyer at Nicholson Phillips. We proudly serve clients in Marietta, Canton and the surrounding communities. Set up a free initial consultation today by calling 770.450.1891 or by contacting us online.