Misconceptions on Eligibility and Benefit Coverage in Workers Compensation Claims in Georgia
The Marietta attorneys at Nicholson Phillips reveal common myths about workers compensation laws.
Workers compensation laws were established to provide medical and disability benefits for losses associated with work-related injuries or illnesses. These regulations, set up to protect injured employees, also protect employers from personal injury lawsuits that would otherwise ensue. There are many limitations associated with workers compensation laws and exceptions that can impact your rights to a claim and the benefits you may receive.
Misconceptions concerning eligibility
The following are generally not eligible for coverage under worker’s compensation benefits:
- Injuries that occur during lunch breaks or other scheduled break times.
- Injuries that occur while traveling to and from work. Injuries that occur during business-related travel, however, are covered.
- Injuries that occur as a result of “horseplay” or while the employee is under the influence of alcohol or drugs.
- Injuries resulting from an assault by an employee or caused by a third party’s negligence.
- Independent contractors who are injured on the job.
Misconceptions about workers comp coverage
To receive benefits in a workers compensation claim, you can only receive medical treatment from medical professionals who are on a list that is pre-approved by your employer.
Injuries that have aggravated pre-existing conditions may be covered, but only to an extent considered reasonable for the individual’s age and general physical condition.
Medically related travel costs are covered, including the cost of meals and lodging if you must travel a long distance from home.
If your employer fails to provide workers compensation coverage, it is personally liable for your costs for medical treatment and disability benefits if you are injured on the job.
Call our law firm to schedule a free initial consultation
Don’t know where to turn? Having a hard time separating workers comp fact from fiction? Send us your questions by email, or call us toll free at 866-959-3583. The Marietta law firm of Nicholson Phillips will help you if you’ve been injured on the job.